Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi - JPEPA http://pub.unj.ac.id/index.php/jpepa <p style="text-align: justify;"><strong>Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi - JPEPA </strong>is a journal that contains scientific articles in the form of academic studies sourced from research results, literature studies and other studies in accordance with the rules of scientific writing. Articles published in this journal must follow the provisions of the scientific rules set by the board of editors. Before publication, all articles must follow the editor and review stages.</p> <p>The journal is published by the Faculty of Economics of Jakarta State University.</p> <p style="text-align: justify;">E-ISSN: 2722 - 9750</p> Fakultas Ekonomi Universitas Negeri Jakarta en-US Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi - JPEPA 2722-9750 EFFECT OF TRANSFORMATIONAL LEADERSHIP AND EMPLOYMENT ENGAGEMENT ON INNOVATIVE BEHAVIOR IN PT. SEMESTA INDOVEST SECURITY http://pub.unj.ac.id/index.php/jpepa/article/view/441 <p><em>This study aims to determine the effect of Transformational Leadership (X1) and Work Engagement (X2) on Innovative Work Behavior (Y) at PT Semesta Indovest Sekuritas. The research method used is a quantitative research method with a descriptive approach. The population in this study amounted to 125 employees. Based on the Slovin formula, the number of samples in this study is 95 respondents. The sampling technique used is purposive sampling technique. The data processing technique used in this study uses SPSS version 25. In this study, the data analysis techniques carried out included five stages, namely: (1) requirements analysis test; (2) classical assumption test; (3) multiple regression analysis test; (4) hypothesis testing; and (5) the coefficient of determination analysis test. The result shows that transformational leadership and work engagement affect the innovative work behavior of employees.</em></p> Yessy Alviolenta Marsofiyati Widya Parimita Copyright (c) 2022 Yessy Alviolenta, Marsofiyati, Widya Parimita https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 1 13 THE EFFECT OF TAXPAYER AWARENESS, QUALITY OF SERVICE, AND TAX SANCTIONS ON TAXPAYER COMPLIANCE IN THE OFFICE WITH SAMSAT EAST JAKARTA http://pub.unj.ac.id/index.php/jpepa/article/view/444 <p>The purpose of this research is to find the effect of taxpayer awareness, quality of service, and tax pinalty on taxpayer compliance in paying motor vehicle tax at Kantor Bersama SAMSAT Jakarta Timur. The methode used in this research is quantitative method. The data analysis technique used in multiple regression analysis. The sampling technique is convenience sampling. The data was collected by distributing questionnaires.. . The result in this research is: 1) taxpayer awareness has a positive and significant effect on taxpayer compliance. 2) quality of service has a positive and significant effect on taxpayer compliance. 3) tax penalty does not effect on taxpayer compliance. As simultaneously of taxpayer awareness, quality of service, and tax penalty have a positive and significant effect on taxpayer compliance. The value of R square is 0,422, the meaning is taxpayer awareness, quality of service, and tax penalty have a effect of 42,2% on taxpayer compliance in paying motor vehicle tax. While the remaining 57,8% is influenced by other variables not examined in this research.</p> Nurfathir Rizkiani Copyright (c) 2022 Nurfathir Rizkiani https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 14 27 THE INFLUENCE OF PERCEPTIONS OF TEACHER WELFARE AND TEACHING EXPERIENCE ON CAREER READINESS TO BECOME A TEACHER IN EDUCATION STUDENTS OF THE FACULTY OF ECONOMICS, STATE UNIVERSITY OF JAKARTA THROUGH SELF- EFFICACY AS A MEDIATION VARIABLE http://pub.unj.ac.id/index.php/jpepa/article/view/446 <p>This study aims to determine the influence of learning culture, student<br />personality characteristics, readiness to learn boldly on learning<br />satisfaction. The research was conducted for 10 (ten) months starting<br />from December 2020 to October 2021. The research method was<br />quantitative with the type of research that was explanatory. The<br />sample used in this study found 131 respondents from the education<br />students of the Faculty of Economics, State University of Jakarta. The<br />data collection technique used a proportional random technique. The<br />data analysis technique used SmartPLS software version 3.0 PLS<br />(Partial Least Square) with structural equation analysis (SEM). The<br />results showed that each variable had a significant effect.</p> Copyright (c) 2022 https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 28 48 THE EFFECT OF UTILIZING THE COLLECTION OF ECONOMIC LITERATURE, READING INTEREST AND LEARNING DISCIPLINE ON LEARNING ACHIEVEMENT http://pub.unj.ac.id/index.php/jpepa/article/view/460 <p>This study aims to analyze the effect of using a collection of economic<br />literature, reading interest and learning discipline on learning<br />achievement. The method used in this study is a quantitative method.<br />The sample was 179 students of the Faculty of Economics, State<br />University of Jakarta. The sampling technique is proportional<br />random sampling. The data analysis technique used is path analysis.<br />The results of this study are: 1) Utilization of a collection of economic<br />literature has a positive and significant effect of 15.6% on learning<br />achievement, 2) reading interest has a positive and significant effect<br />of 61.2% on learning achievement, 3) learning discipline has a positive<br />and significant effect. by 14.6% on learning achievement, 4)<br />Utilization of economic literature collections, reading interest and<br />learning discipline together have a positive and significant effect of<br />64.5% and the rest are influenced by other factors.</p> Copyright (c) 2022 https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 49 63 THE EFFECT OF DIGITAL LITERACY AND ENTREPRENEURS LEARNING ON STUDENTS' ENTREPRENEURIAL INTENTION http://pub.unj.ac.id/index.php/jpepa/article/view/481 <p>The number of unemployed is always increasing every year, especially in high school<br>graduates. One way to overcome this is to become an entrepreneur. This study aims to<br>determine the effect of digital literacy and the quality of entrepreneurship learning on<br>students' entrepreneurial intentions. The research population is class XI students in the<br>2020/2021 academic year at SMAN 35 Jakarta and SMAN 7 Jakarta, totally 454<br>students. Sampling was carried out using the Slovin formula with a total sample of 212<br>students. Data collection techniques using questionnaires and data analysis techniques<br>using descriptive statistical analysis and multiple linear regression analysis with the<br>help of the IBM SPSS 25.0 program. The results showed that there was a positive and<br>significant influence between Digital Literacy and Entrepreneurship Learning Quality<br>on Students' Entrepreneurial Intentions. The level of digital literacy is very high, while<br>the level of quality of entrepreneurship learning is medium and the level of<br>entrepreneurial intention is very high. It can be concluded that in the current digital era,<br>the need for digital literacy skills is needed to support students' intentions in starting<br>entrepreneurship as well.</p> Copyright (c) 2022 https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 64 76 THE EFFECT OF ENTREPRENEURSHIP EDUCATION, INNOVATION, AND ENTREPRENEURIAL MOTIVATION ON ENTREPRENEURIAL INTEREST IN STUDENTS OF THE FACULTY OF ECONOMICS, STATE UNIVERSITY http://pub.unj.ac.id/index.php/jpepa/article/view/504 <p>This study aims to determine the effect of entrepreneurship education,<br />innovation, and entrepreneurship motivation on the interest in<br />entrepreneurship of students of the Faculty of Economics, State<br />University of Jakarta batch 2017. This research was conducted for 9<br />months starting from January 2021 to September 2021. The method<br />used in this study is the method survey. Technique uses Proportional<br />Stratified Random Sampling with a sample of 149 respondents from<br />students of the Faculty of Economics UNJ majoring in Economics and<br />Administration class 2017. The data was collected through<br />distributing questionnaires using a Likert scale. Based on the results<br />of the research conducted, it was found that Entrepreneurship<br />Education has a positive and significant effect on Interest in<br />Entrepreneurship. Innovation has a positive and significant effect on<br />Interest in Entrepreneurship. Entrepreneurial Motivation has a<br />positive and significant effect on Interest in Entrepreneurship.<br />According to the research hypothesis.</p> Chairunnisa Copyright (c) 2022 Chairunnisa https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 77 91 THE RELATIONSHIP BETWEEN SELF-CONCEPT AND PARENTAL SUPPORT WITH CAREER MATURITY OF STUDENTS OF JAKARTA 20 VOCATIONAL HIGH SCHOOL http://pub.unj.ac.id/index.php/jpepa/article/view/517 <p>This research aims to find out the relationship between Self-Concept<br />and Parental Support with Career Maturity in Students of Jakarta 20<br />Vocational High School. This study was conducted for seven months<br />from February to September 2021. The research method used is the<br />survey method. The sample used in this study was obtained by 146<br />respondents from students of the 12th grade of Jakarta 20 Vocational<br />High School. Data collection is done through the dissemination of<br />questionnaires using the likert scale. Based on research conducted<br />there is a positive relationship between self-concept and career<br />maturity and there is a positive relationship between parental support<br />and career maturity.</p> Hani Fitrianingsih Copyright (c) 2022 Hani Fitrianingsih https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 92 102 THE INFLUENCE OF ENTREPRENEURIAL KNOWLEDGE AND SELF-CONCEPT ON INTEREST IN ENTREPRENEURSHIP http://pub.unj.ac.id/index.php/jpepa/article/view/520 <p>This study aims to determine the effect of Entrepreneurship<br />Knowledge (X1) and Self-Concept (X2) with Learning Interest (Y) on<br />Communication Studies Students, Faculty of Social Sciences, State<br />University of Jakarta. This research was conducted for seven months<br />starting from February to September 2021. The research method used<br />was a survey method. The population in this study were 118<br />respondents. The sampling technique used was simple random<br />sampling technique. Data was collected through a questionnaire with<br />a Likert scale. The data analysis technique used is the multiple<br />regression model. The results of this study have a positive influence<br />between Entrepreneurship Knowledge (X1) and Entrepreneurial<br />Interest (Y). There is also a positive influence between Self-Concept<br />(X2) and Interest in Entrepreneurship (Y). There is a positive influence</p> <p>between the variables of Entrepreneurial Knowledge (X1) and Self-<br />Concept (X2) with Entrepreneurial Interest (Y) simultaneously or</p> <p>together.</p> Zahirah Mahdaly Copyright (c) 2022 Zahirah Mahdaly https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 103 117 THE EFFECT OF ENTREPRENEURSHIP EDUCATION ON ENTREPRENEURSHIP INTENTION MEDIATED BY SELF- EFFICIENCY IN JAKARTA STATE UNIVERSITY STUDENTS http://pub.unj.ac.id/index.php/jpepa/article/view/577 <p>This purpose of this study is to explain the effect of entrepreneurship<br />education to entrepreneurial intention mediated by self-efficacy of<br />student on Universitas Negeri Jakarta 2018. The research method<br />used is the survey method. The sample used in this study was obtained<br />by 161 respondents from students of Universitas Negeri Jakarta. Data<br />collection is done through the dissemination of questionnaires using<br />the likert scale. Based on research conducted there is a self-efficacy<br />mediates positively and significantly the indirect effect of<br />entrepreneurship education on entrepreneurial intentions</p> Shyndy Syaputri Copyright (c) 2022 Shyndy Syaputri https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 118 128 The Effect of Organizational Culture, Organizational Justice, and Organizational Commitment on Organizational Citizenship Behavior at SMK Yayasan PGRI Jakarta Timur Teachers http://pub.unj.ac.id/index.php/jpepa/article/view/579 <p>This research aims to determine the effect of organizational culture, organizational justice, and organizational commitment on organizational citizenship behavior (OCB). This research was conducted for seven months from February 2021 to September 2021. The population is 100 respondents, and the samples in this study is 80 respondents from Teachers at East Jakarta PGRI Foundation Vocational School. The sampling was done using proportional random sampling technic. The data was collected from a questionnaire via google forms using a Likert scale. To test the hypothesis proposed in this study, the technical analysis of the fit of the model used is Structural Equation Modeling (SEM) which is operated using the SmartPLS 3.0 program. The results showed that organizational culture, organizational justice, and organizational commitment had an effect on organizational citizenship behavior.</p> DLYA AMELIA MARSOFIYATI SUSAN FEBRIANTINA Copyright (c) 2022 DLYA AMELIA, MARSOFIYATI, SUSAN FEBRIANTINA https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 129 139 The Effect of Independent Learning on Critical Thinking Skills Mediated by Learning Motivation in Online Learning During a Pandemic on Students of The Faculty Of Social Sciences 2018 http://pub.unj.ac.id/index.php/jpepa/article/view/580 <p>This research aims to determine the effect of independent learning on critical thinking skills mediated by learning motivation in students of the Faculty of Social Sciences, State University of Jakarta 2018. This study uses a descriptive quantitative approach with a survey method. The population in this study amounted to 767 students and the sample in this study was 332 students. The respondent selection technique used proportional random sampling, namely using the proportional random method. In data management, the researcher processed the questionnaire using a Likert scale. The variables of Critical Thinking Ability (Y), Learning Independence (X1), and Learning Motivation (X2) are data. The results showed that learning independence had an effect on critical thinking skills with learning motivation as a mediation between the two.</p> Copyright (c) 2022 https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 140 150 The The Effect of Self-Efficacy and Achievement Motivation on Self-Regulated Learning http://pub.unj.ac.id/index.php/jpepa/article/view/584 <p><em>This research was conducted with the aim of examining the effect of self-efficacy and achievement with independent learning on students of the Faculty of Economics, State University of Jakarta. This research is using a questionnaire method. The respondent selection technique used Proportional Stratified Random Sampling in order to obtain a sample of 165 respondents from students of the Office Administration Education study program. Data was collected by distributing questionnaires using a Likert scale. Results based on the research conducted, it was found that self-efficacy has a positive and significant effect on Self-Regulated Learning. Achievement motivation has a positive and significant effect on Self-Regulated Learning. Self-Efficacy and Achievement Motivation have a positive and significant effect on Self-Regulated Learning.</em></p> Vania Miranda Copyright (c) 2022 Vania Miranda https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 151 160 THE EFFECT OF CONFORMITY OF PEOPLE AND INTEREST IN LEARNING ON CHEATING BEHAVIOR ON STUDENTS http://pub.unj.ac.id/index.php/jpepa/article/view/587 <p>This study aims to determine the effect of peer conformity (X1) and<br />learning interest (X2) with cheating behavior (Y) on students of the<br />Faculty of Economics, State University of Jakarta. This research was<br />conducted for ten months starting from (March 2021 to January<br />2022). The research method used is a survey method. The population<br />in this study was 326 students, for a sample of 167 respondents. The<br />sampling technique used is proportional random sampling technique.<br />The data analysis technique used the help of the IBM SPSS Statistics<br />Ver. 24.0. The results obtained are the peer conformity has a positive<br />and significant effect on cheating behaviour, the interest in learning<br />has a negative and significant effect on cheating behaviour, peer<br />conformity and interest in learning have a simultaneous effect on<br />cheating behaviour.</p> Copyright (c) 2022 https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 161 168 THE INFLUENCE OF PARENTING PATTERNS OF PARENTS AND PEERS ON LEARNING DISCIPILINE OF VOCATIONAL HIGH SCHOOL STUDENTS IN EAST JAKARTA http://pub.unj.ac.id/index.php/jpepa/article/view/431 <p>The study aims to determine the infulence of parenting style and peers to<br />the learning dicipline. The method used is a quantitative method. The<br />research population reached 185 SMK students majoring in Accounting in<br />East Jakarta. The sample used was 126 students using proportional<br />random sampling technique. Data collection using a questionnaire<br />instrument with a Likert scale. The data analysis technique used is<br />descriptive statistical analysis, multiple regression equations, test<br />requirements analysis, hypothesis testing and determination test. The<br />results of data analysis show that the data used are normally distributed<br />and linear. The coefficient of determination test results show that the<br />percentage of parenting styles and peers to explain the learning discipline<br />variable simultaneously is 33.9%. Simultaneously, the results showed that<br />there was a significant influence between parenting styles and peers on<br />learning discipline. Partially, there is a positive and significant influence<br />between parenting styles on learning discipline, there is also a positive and<br />significant influence between peers on learning discipline.</p> Harini Dwi Kurniasari Copyright (c) 2022 Harini Dwi Kurniasari https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 169 184 THE INFLUENCE OF THE PRINCIPAL’S ATTENNTION ON THE EFFECTIVENESS OF THE SCHOOL, MEDIATED BY THE ORGANIZATIONAL CLIMATE AND TEACHER’S ORGANIZATIONAL CITIZENSHIP BEHAVIOR http://pub.unj.ac.id/index.php/jpepa/article/view/605 <p>The purpose of this study was to determine the influence of the<br />principal's attention on school effectiveness, mediated by the<br />organizational climate and organizational citizenship behavior of<br />state vocational school teachers in Depok. The research method that<br />the researchers used was a survey method with a descriptive approach,<br />the population used was vocational high school teachers in Depok with<br />a sample of 113 teachers. The model in this study uses a path analysis<br />model. The analysis technique used in this study used an SEM<br />(Structural Equation Modeling) model operated with the SmartPLS<br />version 3.0 program for hypothesis testing.</p> Intannisa Nur Kibtiyah RR Ponco Dewi Karyaningsih Marsofiyati Copyright (c) 2022 Intannisa Nur Kibtiyah, Ponco Dewi, Marsofiyati https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 185 198 THE INFLUENCE OF PERCEPTIONS OF THE TEACHER PROFESSION AND PARENTS' INCOME ON THE INTEREST IN PARTICIPATING IN TEACHR PROFESSIONAL EDUCATION (PPG) IS MEDIATED BY THE MOTIVATION TO BECOME A TEACHER http://pub.unj.ac.id/index.php/jpepa/article/view/608 <p>This study aims to determine the influence of perceptions of the teacher<br />profession, parents' income, motivation to become a teacher, and<br />interest in participating in teacher professional education. The study<br />was conducted for 10 (ten) months starting from March 2021 to<br />December 2021. Quantitative research methods with the type of<br />research, namely explanatory. The sample used in this research<br />amounted to 150 respondents of educational students of the Faculty of<br />Economics, State University of Jakarta. Data on the variables of<br />perception of the teacher profession, parental income, motivation to<br />become a teacher and interest in participating in teacher professional<br />education are primary data using a Likert scale. The data collection<br />technique uses a proportional random technique. The results showed<br />that the perception of the teacher profession has an influence on the<br />interest in following (PPG), parental income has no influence on the<br />interest in following (PPG), motivation being a teacher has an<br />influence on the interest in following (PPG), the perception of the<br />teacher profession has an influence on the motivation to become a<br />teacher, the income of parents has no influence on the motivation to<br />become a teacher, the perception of the teacher profession has an<br />influence on the interest in following (PPG) through motivation to be<br />a teacher as a mediation variable. parents' income has no influence on<br />the interest in participating in PPGr through the motivation to become<br />a teacher as a mediation variable.</p> Meita Anisya Rahma Rahma RR. Ponco Dewi Karyaningsih Susan Febriantina Copyright (c) 2022 Meita Anisya Rahma Rahma, RR. Ponco Dewi Karyaningsih, Susan Febriantina https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 199 220 The Effect of Self-Efficacy on the Utilization of Mobile Banking with the TAM Approach on FE UNJ Students http://pub.unj.ac.id/index.php/jpepa/article/view/615 <p><em>The purpose of this study was to determine the effect of self-efficacy on the use of mobile banking with the TAM approach on students of the Faculty of Economics, UNJ. The research method used is a survey method with a quantitative approach, the population used is all students of the Faculty of Economics, Jakarta State University class 2018. The model in this study uses SEM (Structural Equation Modeling) which is operated with the SmartPLS version 3.0 program for hypothesis testing. </em></p> <p><em>&nbsp;</em></p> <p><em>The data analysis technique used is the first measurement of the outer model which consists of Cronbach's alpha with a value &gt; 0.7. Average Variance Extracted (AVE) value &gt; 0.5 and Composite Reliability value &gt; 0.7. The two measurements of the inner model consist of R2 with a value of line I of 0.541, line II of 0.530 and line III of 0.671. Then the f2 value of self-efficacy towards perceived usefulness is 0.788, self-efficacy to perceived ease of use is 0.183, perceived usefulness to intention to use is 0562, perceived usefulness is to perceived ease of use is 0.196 and perceived ease of use is intended to be 0.166. The conclusion of this study is that all hypotheses in the study can be accepted.</em></p> Cintya Kusuma Wardani Osly Usman Munawaroh Copyright (c) 2022 Cintya Kusuma Wardani, Osly Usman, Munawaroh https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 221 236 THE INFLUENCE OF SOCIAL MEDIA USE AND MOTIVATION ON STUDENTS' ENTREPRENEURIAL INTERESTS http://pub.unj.ac.id/index.php/jpepa/article/view/617 <p>The purpose of this study was to determine the level of use of social<br />media and motivation to interest in entrepreneurship. This research<br />was conducted on 2017-2018 students majoring in Business Creative<br />Industry, Kalbis University. This study requires a sample of 127<br />students. The method used is quantitative. Researchers used 3<br />variables, Interest in Entrepreneurship (Y), Use of Social Media (X1)<br />and Motivation (X2). The results of the normality test obtained values<br />of Interest in Entrepreneurship (Y) 0.133, Use of Social Media (X1)<br />0200, and Motivation (X2) 0.129. for the linearity test Deviation From<br />Linearity shows the number 0.164 in the X1 test against Y, while for<br />the X2 test against Y it is 0.56. Second, Classical Assumption Test<br />which consists of Multicollinearity Test and Heteroscedasticity Test.<br />Multicollinearity test (p-value tolerance &gt; 0.1; p-value VIF &lt; 10)<br />obtained for the tolerance value for X1, X2 of 0.360, 0.360, while for the<br />VIF value of X1, X2 of 2.776, 2.776. Spearmans' Rho<br />Heteroscedasticity Test Results (p-value &gt; 0.05) obtained X1, X2 values<br />of 0.326, 0.461. The three multiple regression tests with the equation Y<br />= 0246 + 0.220 X1 + 0.690 X2. Fourth, the hypothesis test which<br />consists of the F test and t test. for the F test, the value of F-count is<br />169.135 &gt; F-table 3.07. For the T-test, the value of T-count is 2.687 &gt;<br />T-table 1.97928. Fifth, the Coefficient of Determination Analysis (R2)<br />obtained an R2 value of 0.732.</p> Copyright (c) 2022 https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 237 241 The The Causality Effect of the BI 7DRR Policy and the Inflation Rate on Commercial Credit Distribution (April 2016-November 2020) http://pub.unj.ac.id/index.php/jpepa/article/view/341 <p><span class="fontstyle0">This study aims to determine the causality effect of the BI7DRR policy and the inflation rate on commercial bank credit distribution. The data used are secondary data obtained from Bank Indonesia and Indonesian Banking Statistic by the Financial Services Authority. This study uses time series data which is processed using software eviews with the Vector Error Correction<br>Model (VECM) method. The result of the study show that in the causality test, the BI7DRR and inflation variables don’t have a causality effect , but in the long term, the BI7DRR and inflation variables have a negative and significant effect on lending. Then in the short term, goodness of fit BI7DRR and inflation are 72.67% and 87.72%, which means that these variables can explain credit<br>distribution variables well.</span></p> Ade Nurhidayah Copyright (c) 2022 Ade Nurhidayah https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 248 261 Ane ANALYSIS OF FACTORS THAT INFLUENCE COMMUNITY'S INTEREST IN MONEY WAKAF IN BOGOR DISTRICT: MUSLIM SOCIETY PERSPECTIVE http://pub.unj.ac.id/index.php/jpepa/article/view/433 <p><em>This study aims to determine the effect of Understanding, Income, Religiosity, and Access to Information on Interest in Cash Waqf in Bogor Regency. The data collection method used is a survey method with a correlational approach. The affordable population in this study is the Muslim community of productive age in Bogor Regency, amounting to 3,261,138 people. Data was obtained by distributing a questionnaire with a sample of 350 people with the determination using the formula ISAAC table and MICHAEL and using the proportional sampling technique. The novelty in this study is the object of Research and perspectives which have not been found in previous studies. The data analysis technique used is multiple regression analysis, analysis prerequisite test, and hypothesis testing. The results showed that Understanding had a positive effect on the interest in cash waqf. Income has a positive impact on interest in cash waqf. Religiosity has a positive impact on the interest in cash waqf. And Information Access has a positive effect on the good in cash waqf.</em></p> Ane Tri Septiani Ane Tri Septiani Copyright (c) 2022 Ane Tri Septiani Ane Tri Septiani https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 261 278 THE INFLUENCE OF SELF-REGULATION AND SELF-ESTEEM ON ACADEMIC PROCRASTINATION IN STUNDENTS CONDUCTING ONLINE LEARNING AT THE FACULY OF ECONOMICS, STATE UNIVERSITY OF JAKARTA http://pub.unj.ac.id/index.php/jpepa/article/view/438 <p>This study aims to determine the effect of self-regulation and<br />self- esteem on academic prokrastination of student of thr<br />Faculty ofEconomic at the State University Of Jakarta. This<br />research was conducted for 8 months starting from January<br />2021 to August 2021. The method used in this study is a survey<br />method. The sampel used in this study found 142 respondents<br />from students of the Faculty of Economic class 2019 at the State<br />University of Jakarta. The data was collected through the<br />distributor of questionnaires using a Likert scale. Based of<br />the result of research conducted, it was found that the influence<br />of self- regulation has a negative and significant effect on<br />academic procrastination. Self-esteem has a negative and<br />significant effect on academic procrastination.</p> nabilla aulia rachmi nabilla Copyright (c) 2022 nabilla aulia rachmi nabilla https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 279 290 FINANCIAL LITERACY ANALYSIS OF SMALL AND MEDIUM MICRO BUSINESSES IN RAWAMANGUN URBAN VILLAGE EAST JAKARTA http://pub.unj.ac.id/index.php/jpepa/article/view/475 <p><em>This study aims to analyze financial literacy can determine the resistance of MSME actors, identify the causes of MSME actors taking the decision to adopt E-Wallet as a payment aid and the causes of MSME actors taking the decision to use QRIS as a payment aid in Rawamangun sub-district Jakarta East. This study uses qualitative research methods with a phenomenological approach. Collecting data on the SMEs in the Rawamangun Village primary. Data collection uses observation, interview and documentation techniques. While the data collection technique uses triangulation techniques. The results of the analysis using the triangulation technique: (a) That financial literacy can determine the resistance of MSME activities in the Rawamangun sub-district, East Jakarta, (b) The decision of the MSMEs perpetrators in the Rawamangun sub-district, East Jakarta to adopt E-Wallet as a payment aid is a factor trust, convenience, security and speed and (c) The decision of the SMEs in the Rawamangun village, East Jakarta to use QRIS as a payment aid is that there is no clear information about QRIS.</em></p> Siti Munada Copyright (c) 2022 Siti Munada https://creativecommons.org/licenses/by-nc-sa/4.0 2022-07-20 2022-07-20 3 1 291 298